Changelog

All notable changes to this project are recorded here. The format follows Keep a Changelog, and versions follow Semantic Versioning.

Unreleased

--transfer-to <account> with --push sends card payments as transfers between the bank and card accounts, so a payment is not counted as spending in one and income in the other. Payments whose other side already exists as an ordinary transaction are imported normally and reported.
Credit card statements that mark credits with a trailing C or D flag or a leading + are read with the right sign. A leading C is treated as a rupee sign.
The card totals check also counts finance charges and fees printed apart from purchases.
A combined Date & Time column is recognised as the date.

Uses Actual API 26.10. Its SQLite module ships prebuilt binaries, so nothing is compiled on install, but --push now needs Node 22.14 or newer. Older Node 22 releases crash when the module loads.
The minimum Node version is now 22.14 for the whole tool, not only --push. npm warns on older releases.

--push on Node older than 22.14 now stops with a clear message instead of crashing when the Actual API loads.
A first-time --push no longer fails with ENOENT when the local data directory does not exist yet.
Excel workbooks with a notes sheet longer than the statement are read from the sheet that holds the transactions.
Add supported and tested banks to README

Credit card statements (PDF, CSV, Excel) are recognised automatically. Spending is recorded as money out, and payments and refunds as money in. --card forces this when a statement is not detected.
A card statement has no running balance, so the parsed rows are checked against the purchases and payments totals the statement prints. A statement that prints no totals is reported as unchecked.
Card payments are named Credit Card Payment.

Card statement tables are read correctly from PDF: footers, section titles, chart labels and card-number lines no longer leak into transactions.
Header-like text and prose containing numbers on later pages no longer break column detection.

Corrected stale invocation and API-package advice in the README.
Dropped the ./ prefix from the bin path, which npm silently stripped at publish time.

First release on npm.

Convert Indian bank statements into Actual Budget transactions, from CSV, Excel, HTML tables, Excel 2003 XML and PDF (including password-protected).
Turn UPI, NEFT, IMPS, NACH, card and ATM narrations into real payee names, with a built-in merchant map and your own rules through --merchants.
Balance check that refuses to write a statement that does not reconcile.
Push straight into Actual with --push, with --dry-run and duplicate protection through the bank reference.
Settings and passwords from a .env file instead of command-line flags.